@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');:root{--navy:#081c35;--navy2:#102c4c;--teal:#00b6a1;--gold:#f4b952;--white:#fff;--ink:#14263d;--muted:#607084;--bg:#f4f8fb}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:'DM Sans',sans-serif;background:#fff;line-height:1.65}h1,h2,h3,h4{font-family:Manrope,sans-serif;line-height:1.18;letter-spacing:-.035em}h1{font-size:clamp(2.6rem,5vw,5.1rem);margin:12px 0 20px}h2{font-size:clamp(2rem,3.2vw,3.2rem);margin:10px 0 20px}h3{font-size:1.24rem}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}button,input,textarea,select{font:inherit}button{cursor:pointer}.container{width:min(1200px,92%);margin:auto}.topline{background:#051529;color:#dbe9f7;font-size:12px;padding:8px 0}.topline .container{display:flex;justify-content:space-between;gap:10px}.topline a{color:#fff}header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(14px);box-shadow:0 6px 28px #0b284010}.nav{min-height:80px;display:flex;align-items:center;gap:25px;justify-content:space-between}.logo{display:flex;align-items:center;gap:11px;font:800 25px Manrope;color:var(--navy)}.logo-mark{display:grid;place-items:center;background:linear-gradient(135deg,var(--teal),#1573a8);border-radius:15px;color:white;width:48px;height:48px;font-size:21px}.logo small{display:block;font:600 9px DM Sans;letter-spacing:.15em;color:#64758b}.links{display:flex;gap:22px;align-items:center;font-size:13px;font-weight:700}.links a:hover{color:#008d86}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--teal);border:1px solid var(--teal);color:#042b31;padding:13px 22px;border-radius:10px;font-weight:800;font-size:13px;transition:.2s;box-shadow:0 9px 22px #00b6a125}.btn:hover{transform:translateY(-2px);background:#03d1ba}.btn.light{background:#fff;border-color:#fff;color:#12324a}.btn.outline{background:transparent;color:var(--navy);border-color:#b6c8d5;box-shadow:none}.btn.gold{background:var(--gold);border-color:var(--gold)}.menu{display:none;background:none;border:0;font-size:28px}.hero{height:min(690px,78vh);min-height:550px;position:relative;overflow:hidden;background:var(--navy)}.slide{position:absolute;inset:0;opacity:0;transition:opacity .9s;background-size:cover;background-position:center}.slide.active{opacity:1}.slide:before{content:'';position:absolute;inset:0;background:linear-gradient(90deg,rgba(3,21,41,.93) 0%,rgba(4,27,51,.77) 49%,rgba(4,27,51,.18) 100%)}.slide .container{position:relative;z-index:1;color:white;display:flex;align-items:center;height:100%}.hero-copy{max-width:730px}.eyebrow{text-transform:uppercase;letter-spacing:.18em;font-size:11px;font-weight:800;color:#009e93}.hero .eyebrow{color:#76f7e1}.hero p{font-size:17px;max-width:620px;color:#e2ebf3}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.dots{position:absolute;z-index:5;bottom:24px;left:50%;transform:translateX(-50%);display:flex;gap:9px}.dots button{width:12px;height:12px;border:1px solid white;background:transparent;border-radius:50%;padding:0}.dots button.active{background:var(--teal);border-color:var(--teal)}.strip{background:var(--navy);color:#e4f2fa;padding:19px 0}.strip .container{display:flex;justify-content:space-around;gap:20px;flex-wrap:wrap;font-size:12px;letter-spacing:.1em;font-weight:800}.section{padding:88px 0}.section.alt{background:var(--bg)}.center{text-align:center}.lead{font-size:17px;color:var(--muted);max-width:780px;margin:0 auto 36px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid.four{grid-template-columns:repeat(4,1fr)}.card{background:white;border:1px solid #e3eaf0;border-radius:17px;overflow:hidden;box-shadow:0 14px 38px #0e31500b}.card img{width:100%;height:205px;object-fit:cover}.card-body{padding:24px}.card p{color:var(--muted);font-size:14px}.card a.more{font-weight:800;color:#008f85;font-size:13px}.feature{display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center}.feature img{width:100%;height:460px;object-fit:cover;border-radius:24px}.feature p,.copy p{color:var(--muted)}.pill{display:inline-block;background:#e3faf5;color:#007a73;padding:5px 12px;border-radius:50px;font-size:11px;font-weight:800}.statbar{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:30px}.stat{padding:20px;border-radius:14px;background:#f0f8fa}.stat strong{font:800 24px Manrope;display:block}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.step{padding:26px;border-radius:16px;background:white;border:1px solid #e2eaf1}.step b{display:grid;place-items:center;width:45px;height:45px;background:#ddf9f3;color:#007b70;border-radius:12px}.cta{background:linear-gradient(115deg,#08213e,#14516a);color:white;padding:65px 0}.cta p{color:#c9dfeb}.cta .container{display:flex;align-items:center;justify-content:space-between;gap:25px}.pagehero{background:linear-gradient(110deg,#071b35,#174968);color:white;padding:85px 0}.pagehero p{color:#d9e7f0;max-width:760px}.pagehero h1{font-size:clamp(2.4rem,4vw,4.2rem)}.content{max-width:890px;margin:auto}.content h2{font-size:1.7rem;margin-top:36px}.content p,.content li{color:#51677b}.bullets{padding-left:20px}.info{background:#e9f7f6;padding:22px;border-radius:12px;border-left:4px solid var(--teal);margin:25px 0}.form-wrap{display:grid;grid-template-columns:1fr 1.15fr;gap:36px}.formbox{background:white;border:1px solid #e1eaf0;padding:30px;border-radius:20px;box-shadow:0 20px 50px #123a5210}.fields{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{margin-bottom:16px}.field label{display:block;font-size:13px;font-weight:800;margin-bottom:6px}.field input,.field textarea,.field select{width:100%;border:1px solid #b8c8d5;border-radius:9px;padding:13px;background:#fff;color:#14263d}.field input:focus,.field textarea:focus,.field select:focus{outline:3px solid #a4efe2;border-color:#008d83}.field small{font-size:11px;color:#65778a}.check{display:flex;gap:10px;align-items:flex-start;font-size:12px;color:#526679;margin:14px 0}.check input{margin-top:4px}.error{color:#a32020;font-size:12px;min-height:16px}.calc{padding:30px;background:white;border:1px solid #dce8ef;border-radius:18px}.calc-output{padding:20px;border-radius:12px;background:#ecf9f5;margin-top:18px}.calc-output strong{font-size:25px;color:#006d66}.map iframe{width:100%;height:280px;border:0;border-radius:14px}.footer{background:#071b33;color:#b9cbd9;padding:55px 0 0}.footergrid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.4fr;gap:28px}.footer h4{color:white}.footer a{display:block;margin:7px 0;font-size:13px}.footer a:hover{color:#59e9d3}.footer .logo{color:white}.footer p{font-size:13px}.social{display:flex;gap:10px;margin:18px 0}.social a{border:1px solid #6c8294;border-radius:50%;height:34px;width:34px;display:grid;place-items:center;margin:0;font-weight:800}.bottom{border-top:1px solid #254057;margin-top:35px;padding:18px 0;font-size:12px;display:flex;justify-content:space-between;gap:12px}.modal{position:fixed;inset:0;background:#04172dc9;z-index:100;display:none;align-items:center;justify-content:center;padding:18px}.modal.show{display:flex}.modal-card{position:relative;width:min(650px,100%);border-radius:24px;overflow:hidden;background:linear-gradient(140deg,#071c38,#16546b);color:white;text-align:center;padding:50px 35px;box-shadow:0 25px 90px #0008}.modal-card h2{font-size:clamp(2rem,4vw,3.2rem)}.modal-card p{color:#d6eaf2}.close{position:absolute;top:14px;right:18px;background:transparent;border:0;color:white;font-size:30px}.timer{display:flex;justify-content:center;gap:10px;margin:28px 0}.timer div{background:#ffffff19;border:1px solid #ffffff44;border-radius:12px;padding:12px;min-width:74px}.timer strong{display:block;font:800 27px Manrope}.timer span{font-size:10px;text-transform:uppercase;letter-spacing:.12em}.floating{position:fixed;right:18px;bottom:20px;z-index:40}.floating .btn{box-shadow:0 10px 35px #0004}.notice{font-size:12px;color:#6c7e8c}.service-detail{display:grid;grid-template-columns:1fr 1fr;gap:38px;align-items:center;margin:40px 0}.service-detail img{height:340px;width:100%;object-fit:cover;border-radius:18px}@media(max-width:950px){.links{display:none;position:absolute;top:80px;left:0;right:0;background:white;padding:24px;flex-direction:column;align-items:flex-start;box-shadow:0 20px 30px #0002}.links.open{display:flex}.menu{display:block}.grid.four{grid-template-columns:repeat(2,1fr)}.footergrid{grid-template-columns:repeat(2,1fr)}.steps{grid-template-columns:repeat(2,1fr)}}@media(max-width:650px){.topline{display:none}.hero{min-height:600px;height:75vh}.slide:before{background:linear-gradient(90deg,#041a31e8,#041a31b0)}.hero p{font-size:15px}.section{padding:58px 0}.grid,.grid.four,.feature,.form-wrap,.service-detail{grid-template-columns:1fr}.steps{grid-template-columns:1fr 1fr}.statbar{grid-template-columns:1fr}.feature img{height:290px}.fields{grid-template-columns:1fr}.footergrid{grid-template-columns:1fr 1fr}.cta .container{display:block}.bottom{display:block}.modal-card{padding:40px 18px}.timer div{min-width:60px;padding:9px}.timer strong{font-size:21px}.floating{bottom:12px;right:10px}.footergrid .map{grid-column:1/-1}}@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;transition:none!important}}
/* HOBC V2 premium visual system */
:root{--navy:#071c31;--navy2:#143651;--teal:#18b7a5;--gold:#d8ad62;--ink:#14273b;--bg:#f5f8fa}
body{background:#fcfdfd}header{position:sticky;top:0;z-index:100;background:rgba(248,252,253,.79);backdrop-filter:blur(24px) saturate(165%);-webkit-backdrop-filter:blur(24px) saturate(165%);border-bottom:1px solid rgba(13,43,66,.09);box-shadow:0 8px 30px rgba(5,28,47,.07)}.topline{background:linear-gradient(100deg,#061b2f,#12475b)}.nav{min-height:82px}.logo-mark{background:linear-gradient(145deg,#07263f,#20b4a8);box-shadow:0 10px 25px #007d8335}.links{gap:15px}.links>a:not(.btn),.service-trigger{padding:10px 5px}.nav-dropdown{position:relative;display:flex;align-items:center}.service-trigger{white-space:nowrap}.dropdown-panel{position:absolute;top:100%;left:-16px;min-width:250px;display:flex;flex-direction:column;gap:2px;padding:12px;background:rgba(255,255,255,.98);border:1px solid #dfe9ef;border-radius:16px;box-shadow:0 25px 55px #06264030;opacity:0;visibility:hidden;transform:translateY(8px);transition:.2s;z-index:110}.dropdown-panel a{padding:10px 14px;border-radius:9px;color:#17364c}.dropdown-panel a:hover,.dropdown-panel a:focus-visible{background:#e6f6f4;color:#006c66}.nav-dropdown:hover .dropdown-panel,.nav-dropdown:focus-within .dropdown-panel{opacity:1;visibility:visible;transform:translateY(0)}.btn{border-radius:100px;background:linear-gradient(120deg,#12ad9c,#38cbbb);box-shadow:0 10px 25px #13a8962c;transition:transform .2s,box-shadow .2s}.btn:hover{transform:translateY(-2px);box-shadow:0 16px 30px #13a89638}.btn.gold{background:linear-gradient(110deg,#d5a75a,#f4d59a);border-color:#d5a75a;color:#152b3e}.section{position:relative}.section:nth-of-type(even){background:linear-gradient(135deg,#f2f8f9,#fff)}.card,.service-card,.feature-card{transition:transform .25s,box-shadow .25s}.card:hover,.service-card:hover,.feature-card:hover{transform:translateY(-4px);box-shadow:0 22px 50px #0b34461a}h1,h2{letter-spacing:-.045em}.modal-card{border:1px solid #f0d8aa;box-shadow:0 35px 90px #06192b77}.modal-card:before{content:'✦  PARTNER OPPORTUNITIES  ✦';display:block;color:#b78636;font-size:11px;letter-spacing:.24em;font-weight:800;margin-bottom:14px}.timer>div{box-shadow:inset 0 0 0 1px #d6e8ea}.field input:focus,.field textarea:focus,.field select:focus{outline:2px solid #2cbaae;outline-offset:1px}.field [aria-invalid=true]{border-color:#bf3348!important;background:#fff9fa}.error{color:#b52c40;font-size:.81rem;min-height:1em}.privacy-expanded .prose{max-width:950px}.privacy-expanded h3{margin-top:28px}.privacy-expanded p{color:#465d70}@media(max-width:950px){.nav-dropdown{display:block;width:100%}.dropdown-panel{position:static;opacity:1;visibility:visible;transform:none;display:flex;box-shadow:none;border:0;background:#f2f8f9;margin:4px 0 12px;padding:6px 10px;min-width:0}.links.open{max-height:80vh;overflow:auto}}@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;transition:none!important;animation:none!important}}